Acceptance Of Terms
Local Government Federal Credit Union (LGFCU) hosts the Exchange Online Bulletin Board (OBB) to provide a collection of online resources such as classified ads and e-mail service for local government entities in North Carolina. Those using OBB are subject to the following Terms of Use. Your use of the LGFCU website or OBB signifies you acknowledge and agree to our Terms of Use and Privacy Policy.
These terms, conditions and guidelines may be altered or amended by LGFCU at any time without notice. Modifications become effective immediately upon posting. You should review this agreement on a regular basis to keep up-to-date with any changes.
Should you object to any term or condition outlined in the Terms of Use, any future modifications, or become dissatisfied with OBB in any way, you should stop using the service.
Posted Content
As the originator of the advertising content posted to OBB, you are entirely responsible for each individual item (text, files, images, photos, video, sounds, or other materials known as Content) you send to be posted on or linked to from OBB. LGFCU may limit the maximum number of days that Content will be shown on OBB, the maximum number and size of postings, e-mail messages, or other Content that may be transmitted or stored by OBB. LGFCU reserves the right at any time to modify or discontinue OBB with or without notice, and LGFCU shall not be liable to anyone for suspending or discontinuing OBB.
Disclaimer
LGFCU takes reasonable measures to ensure the quality of the content on OBB. However, LGFCU provides no warranty, expressed or implied, for the information available through this site. The use of OBB is at your own risk and you will not hold the parties involved in creating, producing or delivering this site liable for any loss, injury, claim, liability or damage of any kind.
Your interactions with organizations and/or individuals found through OBB, including payment and delivery of goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such organizations and/or individuals. You should take whatever precautions you believe are necessary or appropriate before proceeding with any transaction. LGFCU is not responsible or liable for any loss or damage incurred as the result of transactions that stem from use of OBB. If there is a dispute between participants using OBB, LGFCU is under no obligation to become involved.
Warranties
OBB provides relevant links to information and Web sites not affiliated with LGFCU as an additional resource for our users. References to any entity that is hyperlinked from OBB, their services and products, are provided "as is" without warranty of any kind, either expressed or implied. In no event shall LGFCU be liable for any special, incidental, indirect or consequential damages of any kind, or any damages whatsoever resulting from loss of use, data or profits, whether or not advised of the possibility of damage, and on any theory of liability, arising out of or in connection with the use or performance of this site.
LGFCU specifically disclaims all warranties, expressed, implied or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose. To the fullest extent permitted by law, LGFCU disclaims any warranties for other services or goods received through or advertised on the LGFCU site or OBB, or accessed through any links on the LGFCU site or OBB.
Privacy Policy
One of the most sacred qualities between a financial institution and the people who rely on it for services is trust. Trust is one of the core principles of Local Government Federal Credit Union. LGFCU has never, and will never sell your financial information to anyone for any reason. Our policy has always been to keep your financial information private. This commitment is ongoing; and, before any new service is adopted at the LGFCU, we thoroughly review the scope of the service to make certain our privacy standards will be maintained. If in the future, LGFCU should identify a beneficial reason to share your financial information; your consent will be requested before any disclosure is made.
Occasionally, LGFCU may be required by law to disclose non-public personal information for governmental or judicial purposes. If you decide to terminate your membership or become an inactive member, we will continue to adhere to the privacy policies and practices as described in this notice.
How We Protect Your Information
LGFCU is committed to maintaining a trustful relationship with our members by respecting and preserving our members’ financial privacy.
We require all employees to actively safeguard member privacy and confidentiality. We also utilize physical, electronic and procedural safeguards that comply with federal regulations and industry standards to protect your non-public personal information.
Feedback
We welcome your questions and comments:
LGFCU Administrative Office
323 West Jones St., Suite 600
Raleigh, NC 27603
ATTN: Commercial Lending
E-mail: commercial.lending@lgfcu.org
Phone: 919.755.0534
Toll Free: 800.344.4846
Fax: 919.755.0193
