People Are Talking

Bill was friendly, courteous, and prompt… and was instrumental in making the loan process flow seamlessly.
Ronald Powell
Treasurer, Gates County Rescue Squad

Who We Are

A wholly-owned subsidiary of Local Government Federal Credit Union (LGFCU), LGFCU Financial Partners' mission is to improve communities. Having served local government employees, elected officials, volunteers, and their families across North Carolina for more than 25 years, we are people who understand you and what you do. Our commercial lending program reflects this intimate knowledge of North Carolina local governments.

Doing Business

We know you can get a commercial loan anywhere. But, you'll immediately notice a difference working with LGFCU Financial Partners Commercial Lending.

We want to give you more than just a loan; we want to provide value, personal service, and an application process that's simple and doesn't waste your time. LGFCU Financial Partners believes that integrity and credibility still belong in the financial services industry.

Improving North Carolina communities is important to us. We lend solely to fire, rescue, EMS departments and squads, and municipalities in North Carolina. We know this allows you to obtain much-needed equipment and in turn provide services that better the communities you serve.

Benefits to Borrowers

Personal attention

  • Save time with in-person closings. We come to you.
  • Service for the life of the loan—We are your partners before, during and after the transaction.

No-hassle process

Rates and terms

  • Competitive interest rates
  • No fees, no prepayment penalties
  • Flexible terms

Meet the Commercial Lending Partners

Enjoy the pleasure of working with the folks who understand the needs of local governments. Check out our rates and terms, read our reviews or if you're ready—
Let's Get Started

Over the past five years, the commercial lending team has focused on building relationships across the state. Whether it's on the regional, state or county level, we continuously attend Fire, EMS, and Rescue meetings, and other events to learn about the specific needs and challenges you face.

We'll continue meeting you where you are and learning how we can provide products and services to assist in making your job easier. With member business loans spread across 55 counties and counting, our team aims to serve organizations in every corner of all 100 N.C. counties.

Our commercial lending team members bring more than 43 years experience in lending and a commitment to support what you're doing. Providing the personal service that we expect to receive ourselves, you can count on us to be more than just a lender. We're your partners.

Loren Pittman
Commercial Loan Officer

As a key member of our Commercial Lending Team at LGFCU Financial Partners I appreciate the opportunity to help those who help others. My desire is to do what is in the best interest of Fire, Rescue, and EMS departments by saving them time and money, as well as to give them peace of mind so they can focus on helping their communities.

Bill Carter
Commercial Lending Manager

As Commercial Lending Manager with LGFCU Financial Partners, I'm allowed the opportunity to come to work each day with the sole intent of assisting Fire, Rescue, and EMS departments not only with their commercial lending needs, but also with their short- and long-term financial goals. It is an honor and a privilege to assist those who so bravely risk their lives each and every day to serve our communities across North Carolina.